{
  "kind": "lumi_prices",
  "name": "Lumi Trades: x402 seller trust you can verify",
  "as_of": "2026-10-26T16:12:44Z",
  "as_of_ct": "Oct 26, 2026 11:12 AM CDT",
  "method": "Each price is copied from the live x402 402 quote of an unpaid GET to quote_url at as_of. Request quote_url yourself to see the current quote; the quote you pay against is the one that applies.",
  "intent": {
    "check a seller before paying": "https://api.lumitrades.io/v1/verdict?url=<x402 resource URL>"
  },
  "paid": [
    {
      "route": "verdict",
      "endpoint": "GET /v1/verdict?url=",
      "price_usd": "0.01",
      "quote_url": "https://api.lumitrades.io/v1/verdict?url=https%3A%2F%2Fapi.example.com%2Fv1%2Fdata",
      "accepts": [
        {
          "network": "eip155:8453",
          "chain": "Base",
          "asset": "USDC",
          "amount": "0.01",
          "amount_raw": "10000",
          "pay_to": "0x5E617bac19912e6d212CB303ae84655E9E203532",
          "usd_pegged": true
        },
        {
          "network": "xrpl:0",
          "chain": "XRP Ledger",
          "asset": "XRP",
          "amount": "0.0078",
          "amount_raw": "7800",
          "pay_to": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM",
          "usd_pegged": false
        },
        {
          "network": "xrpl:0",
          "chain": "XRP Ledger",
          "asset": "RLUSD",
          "amount": "0.01",
          "amount_raw": "0.01",
          "pay_to": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM",
          "usd_pegged": true
        },
        {
          "network": "xrpl:0",
          "chain": "XRP Ledger",
          "asset": "USDC",
          "amount": "0.01",
          "amount_raw": "0.01",
          "pay_to": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM",
          "usd_pegged": true
        },
        {
          "network": "stellar:pubnet",
          "chain": "Stellar",
          "asset": "USDC",
          "amount": "0.01",
          "amount_raw": "100000",
          "pay_to": "GCKTH26VNR4H4WLCXS5DX6563XRQQXWP5QKQWFD6CHOGTZJ2N5GKBU2L",
          "usd_pegged": true
        }
      ],
      "xrp_note": "XRP is quoted at the live XRP/USD rate on every call; the XRP amount here is the quote at as_of."
    },
    {
      "route": "trust_check",
      "endpoint": "GET /v1/trust/check?url=",
      "price_usd": "0.02",
      "quote_url": "https://api.lumitrades.io/v1/trust/check?url=https%3A%2F%2Fapi.example.com%2Fv1%2Fdata",
      "accepts": [
        {
          "network": "eip155:8453",
          "chain": "Base",
          "asset": "USDC",
          "amount": "0.02",
          "amount_raw": "20000",
          "pay_to": "0x5E617bac19912e6d212CB303ae84655E9E203532",
          "usd_pegged": true
        },
        {
          "network": "xrpl:0",
          "chain": "XRP Ledger",
          "asset": "XRP",
          "amount": "0.0155",
          "amount_raw": "15500",
          "pay_to": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM",
          "usd_pegged": false
        },
        {
          "network": "xrpl:0",
          "chain": "XRP Ledger",
          "asset": "RLUSD",
          "amount": "0.02",
          "amount_raw": "0.02",
          "pay_to": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM",
          "usd_pegged": true
        },
        {
          "network": "xrpl:0",
          "chain": "XRP Ledger",
          "asset": "USDC",
          "amount": "0.02",
          "amount_raw": "0.02",
          "pay_to": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM",
          "usd_pegged": true
        },
        {
          "network": "stellar:pubnet",
          "chain": "Stellar",
          "asset": "USDC",
          "amount": "0.02",
          "amount_raw": "200000",
          "pay_to": "GCKTH26VNR4H4WLCXS5DX6563XRQQXWP5QKQWFD6CHOGTZJ2N5GKBU2L",
          "usd_pegged": true
        }
      ],
      "xrp_note": "XRP is quoted at the live XRP/USD rate on every call; the XRP amount here is the quote at as_of."
    },
    {
      "route": "vendor_report",
      "endpoint": "GET /v1/trust/vendors/{id}/report",
      "price_usd": "0.02",
      "quote_url": "https://api.lumitrades.io/v1/trust/vendors/{id}/report",
      "accepts": [
        {
          "network": "eip155:8453",
          "chain": "Base",
          "asset": "USDC",
          "amount": "0.02",
          "amount_raw": "20000",
          "pay_to": "0x5E617bac19912e6d212CB303ae84655E9E203532",
          "usd_pegged": true
        },
        {
          "network": "xrpl:0",
          "chain": "XRP Ledger",
          "asset": "XRP",
          "amount": "0.0155",
          "amount_raw": "15500",
          "pay_to": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM",
          "usd_pegged": false
        },
        {
          "network": "xrpl:0",
          "chain": "XRP Ledger",
          "asset": "RLUSD",
          "amount": "0.02",
          "amount_raw": "0.02",
          "pay_to": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM",
          "usd_pegged": true
        },
        {
          "network": "xrpl:0",
          "chain": "XRP Ledger",
          "asset": "USDC",
          "amount": "0.02",
          "amount_raw": "0.02",
          "pay_to": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM",
          "usd_pegged": true
        },
        {
          "network": "stellar:pubnet",
          "chain": "Stellar",
          "asset": "USDC",
          "amount": "0.02",
          "amount_raw": "200000",
          "pay_to": "GCKTH26VNR4H4WLCXS5DX6563XRQQXWP5QKQWFD6CHOGTZJ2N5GKBU2L",
          "usd_pegged": true
        }
      ],
      "xrp_note": "XRP is quoted at the live XRP/USD rate on every call; the XRP amount here is the quote at as_of."
    },
    {
      "route": "receipts",
      "endpoint": "GET /v1/trust/receipts?seller=",
      "price_usd": "0.005",
      "quote_url": "https://api.lumitrades.io/v1/trust/receipts",
      "accepts": [
        {
          "network": "eip155:8453",
          "chain": "Base",
          "asset": "USDC",
          "amount": "0.005",
          "amount_raw": "5000",
          "pay_to": "0x5E617bac19912e6d212CB303ae84655E9E203532",
          "usd_pegged": true
        },
        {
          "network": "xrpl:0",
          "chain": "XRP Ledger",
          "asset": "XRP",
          "amount": "0.0039",
          "amount_raw": "3900",
          "pay_to": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM",
          "usd_pegged": false
        },
        {
          "network": "xrpl:0",
          "chain": "XRP Ledger",
          "asset": "RLUSD",
          "amount": "0.005",
          "amount_raw": "0.005",
          "pay_to": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM",
          "usd_pegged": true
        },
        {
          "network": "xrpl:0",
          "chain": "XRP Ledger",
          "asset": "USDC",
          "amount": "0.005",
          "amount_raw": "0.005",
          "pay_to": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM",
          "usd_pegged": true
        },
        {
          "network": "stellar:pubnet",
          "chain": "Stellar",
          "asset": "USDC",
          "amount": "0.005",
          "amount_raw": "50000",
          "pay_to": "GCKTH26VNR4H4WLCXS5DX6563XRQQXWP5QKQWFD6CHOGTZJ2N5GKBU2L",
          "usd_pegged": true
        }
      ],
      "xrp_note": "XRP is quoted at the live XRP/USD rate on every call; the XRP amount here is the quote at as_of."
    },
    {
      "route": "batch_check",
      "endpoint": "GET /v1/check/batch?urls=",
      "price_usd": "0.008",
      "quote_url": "https://api.lumitrades.io/v1/check/batch?urls=https%3A%2F%2Fapi.example.com%2Fv1%2Fdata,data.example.org",
      "accepts": [
        {
          "network": "eip155:8453",
          "chain": "Base",
          "asset": "USDC",
          "amount": "0.008",
          "amount_raw": "8000",
          "pay_to": "0x5E617bac19912e6d212CB303ae84655E9E203532",
          "usd_pegged": true
        },
        {
          "network": "xrpl:0",
          "chain": "XRP Ledger",
          "asset": "XRP",
          "amount": "0.0062",
          "amount_raw": "6200",
          "pay_to": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM",
          "usd_pegged": false
        },
        {
          "network": "xrpl:0",
          "chain": "XRP Ledger",
          "asset": "RLUSD",
          "amount": "0.008",
          "amount_raw": "0.008",
          "pay_to": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM",
          "usd_pegged": true
        },
        {
          "network": "xrpl:0",
          "chain": "XRP Ledger",
          "asset": "USDC",
          "amount": "0.008",
          "amount_raw": "0.008",
          "pay_to": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM",
          "usd_pegged": true
        },
        {
          "network": "stellar:pubnet",
          "chain": "Stellar",
          "asset": "USDC",
          "amount": "0.008",
          "amount_raw": "80000",
          "pay_to": "GCKTH26VNR4H4WLCXS5DX6563XRQQXWP5QKQWFD6CHOGTZJ2N5GKBU2L",
          "usd_pegged": true
        }
      ],
      "xrp_note": "XRP is quoted at the live XRP/USD rate on every call; the XRP amount here is the quote at as_of."
    }
  ],
  "free": [
    {
      "name": "Signed check from Lumi's record (same label as /v1/verdict)",
      "endpoint": "GET /v1/check?url="
    },
    {
      "name": "Seller lookup and vendor trust list",
      "endpoint": "GET /v1/trust/vendors"
    },
    {
      "name": "Verify a signed test-buy receipt",
      "endpoint": "POST /v1/trust/receipts/verify"
    }
  ],
  "pay_to_rule": "Always take Lumi's payTo from the live 402 quote or /.well-known/x402, never from a past transfer.",
  "pay_to": [
    {
      "network": "eip155:8453",
      "chain": "Base",
      "address": "0x5E617bac19912e6d212CB303ae84655E9E203532"
    },
    {
      "network": "stellar:pubnet",
      "chain": "Stellar",
      "address": "GCKTH26VNR4H4WLCXS5DX6563XRQQXWP5QKQWFD6CHOGTZJ2N5GKBU2L"
    },
    {
      "network": "xrpl:0",
      "chain": "XRP Ledger",
      "address": "rM8kmmnz5qPMg7V3r7SHYXgDGvm8PhzLvM"
    }
  ],
  "proof": {
    "test_buy_wallets": "https://api.lumitrades.io/v1/check/wallets",
    "signing_keys": "https://api.lumitrades.io/v1/check/keys",
    "verify_receipt": "https://api.lumitrades.io/v1/trust/receipts/verify",
    "dated_test_buys": "https://lumitrades.io/trust/",
    "how_tested": "https://lumitrades.io/how-it-works/",
    "sample_previews": "https://api.lumitrades.io/v1/samples",
    "x402_discovery": "https://api.lumitrades.io/.well-known/x402"
  },
  "never_charged": "Bad input is refused before any quote (4xx) and the API answers 503 'Not charged.' when it cannot answer.",
  "disclaimer": "Paying Lumi never changes a score or label. Observations, not a guarantee."
}